In an attempt to induce panic, Congressional Democrats—blindly echoed by some in the media—have begun to assert the false narrative that the American Health Care Act won’t cover people with pre-existing conditions. This is a completely dishonest distortion of the truth that is being used demagogically to defeat efforts to repeal and replace Obamacare not with arguments, but with fear.

It is a clear and simple fact that Obamacare’s federal mandates are not the only way to cover people with pre-existing conditions. In fact, by forcing insurers out of the marketplace, Obamacare will de facto leave people with and without pre-existing conditions uncovered. After all, if nobody is left to sell insurance in the individual market, people won’t have insurance, no matter what the letter of the law says.

The American Health Care Act will cover people with pre-existing conditions. Here’s how:

  1. Competition and market forces will lower premiums, making health care easier for people to afford.
  2. Those who still have trouble affording health care will receive refundable tax credits according to their need to help them purchase insurance.
  3. Nobody will be charged higher premiums if they keep up their coverage.
  4. Nobody can be denied coverage.
  5. And for all the concern about states receiving waivers from Obamacare regulations, every state that makes that choice will receive hundreds of millions of dollars to fund high-risk pools that cover costs for those with pre-existing conditions—including $8 billion provided for in the Upton amendment, set aside to bring down premiums and out-of-pocket costs for the small group that could have fallen into the gap.

That isn’t just protection for people with pre-existing conditions—that’s a five-layer defense. To claim or imply that our plan doesn’t cover pre-existing conditions is a lie. The American Health Care Act will cover those with pre-existing conditions while decreasing the cost of health care overall and resurrecting an insurance marketplace that provides people choices they can afford. That’s much better than Obamacare’s dead-letter deal.