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The Leader’s Floor Lookout: Wednesday, April 9, 2025

Washington, April 9, 2025
Here’s what to watch for on the House Floor today:
 
Outlining One Big, Beautiful Bill to Pass President Trump’s Agenda and Deliver for Americans

In the reconciliation process, there are two main steps: 1) passing the budget resolution that unlocks the committees' ability to develop legislation that meets certain objectives, and 2) implementing reconciliation legislation. The budget resolution acts as a blueprint that lays the foundation for the reconciliation bill.

Last week, the Senate passed their amendment to the House budget resolution and adopting that amendment allows House Republicans to finally begin the most important phase of the reconciliation process: drafting the reconciliation bill that will deliver on President Trump’s America First agenda and the promises House Republicans made to the American people.
 
The Senate amendment makes no changes to the House approach and in no way precludes House Republicans from achieving our goals: keeping taxes low for American families and job creators, reestablishing American energy dominance, securing the southern border, restoring peace through strength, and securing historic spending reductions while protecting essential programs. To secure final passage in the House, the reconciliation bill must include these core components.

Today, House Republicans are bringing forward the Senate amendment to our budget resolution to pave the way for passage of historic legislation that delivers on President Trump’s American First agenda.

Senate Amendment to H. Con. Res. 14, introduced by House Budget Committee Chairman Jodey Arrington, establishes a congressional budget for the U.S. Government that delivers for Americans by cutting waste and government spending, reducing burdensome regulations, providing tax cuts that support families and small businesses, supporting domestic energy production and security, and securing the border.

Now is the time for House Republicans to come together, unite behind President Trump, and make good on our promises to the American people by passing this resolution and delivering for hard working families who have been struggling for too long.

 

Putting the Will of the American People Before Judicial Activism

Week after week, the American people are seeing federal judges issue nationwide injunctions that block President Trump from implementing the America First policy agenda he was elected for, preventing him from exercising his constitutional powers. 

Recently, after President Trump negotiated with President Bukele of El Salvador to deport dangerous Venezuelan illegal immigrants – including gang members – under the Alien Enemies Act of 1798 to be held in Salvadoran prisons, U.S. District Court Judge James Boasberg ordered the planes to turn around in midair and return to the United States. 

The radical Left is attempting to use judicial overreach as their new plan of action to hinder President Trump’s agenda, issuing more than 15 nationwide injunctions against the current Trump Administration – during his first administration, judges issued 64 nationwide injunctions against President Trump executive actions. 

We cannot allow activist federal judges to continue to abuse their power and subvert the will of the American people. House Republicans are bringing forward legislation to reign in these rogue rulings and weaponized injunctions by restricting federal courts to ruling on specified parties in a case within their jurisdiction, instead of all Americans.


H.R. 1526, the No Rogue Rulings Act, introduced by Rep. Darrell Issa, prevents partisan judges from abusing their authority and issuing politically motivated nationwide injunctions that inhibit the President from carrying out the policy agenda the American people elected him to implement by blocking federal judges from issuing injunctions that extend beyond specific parties involved in a case.

We cannot continue to allow partisan judges to legislate the nation from the bench – it’s time to see who will defend the choice of American voters, and who will vote to weaken the People’s voice.


Protecting Non-Bank Entities from Overreaching CFPB Oversight

On their way out the door, the Biden Administration issued a rule entitled “Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications,” expanding the supervisory power of the Consumer Financial Protection Bureau (CFPB) to oversee more entities without proper justification, which took effect on January 9. 

This burdensome rule allows the CFPB to regulate non-bank entities that complete 50 million digital consumer transactions per year, affecting those that provide fund transfer and digital wallet transactions through digital apps like Venmo and contactless payments, such as Apple Pay.

By taking a one-size-fits-all approach to these varied and unique payment products and services and lumping them into the same market, this Biden CFPB rule places significant compliance burdens on affected companies with no benefit whatsoever to American consumers or the market. 

There is no problem that this rule is solving – in fact, this rule will ultimately hurt consumers, as well as increase regulatory costs, and suppress innovation by creating a disincentive to provide new services.

House Republicans are bringing forward legislation to protect companies from the CFPB’s unnecessary supervisory overreach, get rid of burdensome red-tape, encourage innovation, and support small businesses and job creators.

S.J. Res. 28, introduced by Sen. Pete Ricketts, reverses the Biden Administration CFPB’s rule “Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications,” that would allow the CFPB more oversight power over non-bank entities that complete 50 million digital transactions a year, providing no benefit to consumers or the market and placing significant burdens on businesses that use digital payments.

Agencies can’t be allowed to invent problems so they can expand their power – this legislation stops the CFPB from doing just that. 


Safeguarding Overdraft Services for American Consumers

Last December, the Biden Administration’s Consumer Financial Protection Bureau (CFPB) issued yet another misguided final rule called “Overdraft Lending: Very Large Financial Institutions,” placing one-size-fits-all restrictions on overdraft fees for banks in a burdensome and costly move.

If this misguided rule takes effect, many banks and credit unions will be forced to stop offering overdraft services or limit them excessively, taking critical services away from millions of Americans across the country who rely on them for unexpected expenses between pay periods. Furthermore, many institutions losing overdraft fee income will likely cease to offer free checking accounts or require high minimum balances that families cannot meet. 

This rule will particularly burden smaller banks and credit unions that are already struggling with an avalanche of new regulations. Ultimately, rules like this one will lead to fewer community banks and fewer options for American consumers, reducing competition and resulting in more consolidation in banking. 

We cannot allow Americans to lose access to credit services they rely on. House Republicans are bringing forward legislation to overturn this Biden-era rule in order to protect these services for Americans, ensure stability in financial services, encourage competition, and safeguard our economy.

Sen. Tim Scott’s legislation, S.J. Res. 18, nullifies the Biden CFPB’s final rule “Overdraft Lending: Very Large Financial Institutions,” preventing the price cap limitations on overdraft fees from taking effect, ensuring overdraft services remain accessible for American consumers.

House Republicans will always fight to encourage fair competition and ensure Americans have access to the financial services they rely on.